ATTN: DSNJ MEMBERS!

Don’t miss your chance to reduce your malpractice premium through the
Dermatological Society of New Jersey DSNJ Purchasing Alliance and MDAdvantage.
You could be saving 25% annually!

 

Final Annual Premium: $5,027      Discounts applied:DSNJ Purchasing Alliance CreditPractice On-Site Assesment Electronic Medical Record System Practice Self-Assesment Electronic Prescription Writer Credit Educational Program Credit   MDAdvantage provides superior coverage for NJ Physicians including Supreme Advantage Provided to policy holders at no additional cost for: • Employment Practices Liability Insurance • Privacy and Data Security Insurance • Medical Practice Administration Insurance And remember- MDAdvantage Insurance Company of New Jersey has been assigned a financial strength rating of “A- (Excellent)” from A.M. Best! Step up to a whole new level of protection with MDAdvantage in partnership with the NJ Dermatological Society and DSNJ Purchasing Alliance. Contact Geri Warick at 201-525-1100 (x18) or quote@protectivealliance.com and start saving! This Premium Indication represents one premium possibility, and includes an array of product credits that are available through MDAdvantage® for your specialty. Your final premium proposal may vary depending on your particular circumstances, and will be developed once all of your information has been submitted to MDAdvantage. This Premium Indication does not extend any commitment of coverage or pricing on the part of MDAdvantage Insurance Company of New Jersey.

ATTN: NJOS/OSNJ MEMBERS!

Don’t miss your chance to reduce your malpractice premium through the Orthopaedic Surgeons of New Jersey (OSNJ) Purchasing Alliance and and MDAdvantage.

The savings are significant!

Final Annual Premium: $25,079 (excluding spine)
                                         $29,865 (including spine)

 Disounts applied:
Orthopedic Society Purchasing Alliance Credit
Practice On-Site Assesment
Electronic Medical Record System
Practice Self-Assesment
Electronic Prescription Writer Credit
Educational Program Credit

And remember- MDAdvantage Insurance Company of New Jersey has been assigned a financial strength rating of “A- (Excellent)” from A.M. Best!

Step up to a whole new level of protection with MDAdvantage in partnership with
NJOS/OSNJ Purchasing Alliance.

Contact Geri Warick at 201-525-1100 (x18) or quote@protectiveallaince.com and start saving!
This Premium Indication represents one premium possibility, and includes an array of product credits that are available through MDAdvantage® for your specialty.

Your final premium proposal may vary depending on your particular circumstances, and will be developed once all of your information has been submitted to MDAdvantage.

This Premium Indication does not extend any commitment of coverage or pricing on the part of MDAdvantage Insurance Company of New Jersey.

No one wants to go grey, but you’ll love going Platinum

What would you do if : 
• Lost your engagement ring? 
• Couldn’t sleep in your home because of a recent fire? 
• Didn’t have a ride to work because your car is in the shop after an accident?

You wouldn’t have to panic if you have the right protection!

Here at ICNJ, we understand that a “one size fits all” actually doesn’t. That’s why we back Hanover’s Commitment to providing quality policyholder service and unique coverage. Hanover Insurance offers packaged protection for all your needs with the convenience of one bill, one account, and one effective date!

It’s more than just insurance coverage, it’s an experience including: 
• Superior services- Platinum Claims phone number, exclusive online tools, 24/7 access to your policies, and much more! 
• Smart Savings with discounts on your policies 
• Additional protection options to cover all your valuables such as Schedules items, Guaranteed Replacement Cost, Rental Car Coverage and more.

 

It’s the Platinum Experience! 
Contact Allison Sanchez at (201) 525-1100 (x19) or asanchez@icnj.com for a quote

Protect Your Home

 

You’ve spent time, energy, and money on picking out the perfect Holiday and Valentine’s Day gift.

But did you know most policies limit the amount of insurance for jewelry, watches, and furs?

Protecting yourself is much more affordable than you might think!

Contact Allison Sanchez at asanchez@icnj.com or 201-525-1100 (x19) for more information.

Pediatricians- Start Saving!

Don’t miss this opportunity to reduce your malpractice premium through the AAP/NJ Purchasing Alliance and MDAdvantage. You could be saving 20% annually!

Base Premium: $8,644

Premium Credits Available: $2,596

     AAP NJ Purchasing Alliance Credit

     Practice On-Site Assessment

     Electronic Medical Record System

     Practice Self-Assesment

     Electronic Prescription Writer Credit

    Educational Program Credit

Final Annual Premium: $6,048

And remember- MDAdvantage Insurance Company of New Jersey has been assigned a financial strength rating of “A- (Excellent)” from A.M. Best!  Step up to a whole new level of protection with MDAdvantage in partnership with  the AAP NJ Chapter and AAP NJ Purchasing Alliance.

Contact Geri Warick at 201-525-1100 (x18) or gwarick@icnj.com and start saving!

This Premium Indication represents one premium possibility, and includes an array of product credits that are available through MDAdvantage® for your specialty.

Your final premium proposal may vary depending on your particular circumstances, and will be developed once all of your information has been submitted to MDAdvantage.

This Premium Indication does not extend any commitment of coverage or pricing on the part of MDAdvantage Insurance Company of New Jersey.

Orthopedics- Start Saving!

Don’t miss your chance to reduce your malpractice premium through the New Jersey Orthopedic Society/Orthopedic Surgeons of New Jersey (NJOS/OSNJ) Purchasing Alliance and and MDAdvantage.

The savings are significant!

Base Premium: $39,461 (including spine) $33,124 (excluding spine)

Premium Credits Available: $8,045 (excluding spine) $9,596 (including spine)
Orthopedic Society Purchasing Alliance Credit
Practice On-Site Assessment
Electronic Medical Record System
Practice Self-Assessment
Electronic Prescription Writer Credit
Educational Program Credit
Final Annual Premium: $25,079 (excluding spine)
$29,865 (including spine)

And remember- MDAdvantage Insurance Company of New Jersey has been assigned a financial strength rating of “A- (Excellent)” from A.M. Best!
Step up to a whole new level of protection with MDAdvantage in partnership with NJOS/OSNJ Purchasing Alliance.

Contact Geri Warick at 201-525-1100 (x18) or gwarick@icnj.com and start saving!

This Premium Indication represents one premium possibility, and includes an array of product credits that are available through MDAdvantage® for your specialty.

Your final premium proposal may vary depending on your particular circumstances, and will be developed once all of your information has been submitted to MDAdvantage.
This Premium Indication does not extend any commitment of coverage or pricing on the part of MDAdvantage Insurance Company of New Jersey.

GREAT NEWS FOR DERMATOLOGISTS!

We recently saved a dermatologist over $3.5K by switching them to MDAdvantage NJ Dermatology Purchasing Alliance’s program from their current medical malpractice insurance provider.  Additionally, they were provided through MDAdvantage the Supreme Advantage coverages EPLI data breach and billing defense at no additional cost.

“Doctors today face unprecedented economic challenges, and need to protect not only how they practice medicine but how they operate their businesses, “said Patricia Costante, CEO of the Lawrenceville, N.J.-based MDAdvantage. “Supreme Advantage™ was developed to help physicians in all specialties—ranging from solo practitioners to those in large groups—afford the increasingly high cost of practicing medicine in New Jersey. We are proud to be the first New Jersey-based medical professional liability carrier to provide this supplemental coverage to its insured physicians at no additional cost.”

Would you like to lower you costs and reduce your medical malpractice premium? Would you also like to be protected for employment related suits and have defense coverage for HIPPA hi-tech violations and RAQ audits? If you answered yes, which we are sure you did, What are you waiting for? MDAdvantage Discount for members of Dermatological Society’s Risk Purchasing Alliance is 25%!!!

Coverage highlights:

• Employment Practice Liability Insurance (EPLI): wrongful termination, employment discrimination  sexual harassment, invasion of privacy, and other activities.

• Privacy and Data Security Insurance (PDSI): network security and privacy violations involving HIPAA, data breaches and patient notification, data recovery and other activities.

• Medical Practice Administration Insurance (MPAI) : Medicaid audits, other types of audits and the resulting fines and penalties.

Physicians whose medical professional liability insurance is through MDAdvantage will receive a complimentary level of all three coverages at no extra cost, and will also have the option to purchase additional limits. Doctors not insured with MDAdvantage can purchase either all three coverages, a combination of PDSI and MPAI, or just EPLI.

As an MDA broker we can acquire you a quote and assist you with the application process. Once you become an MDA insured, we’ll be there to service you policyholder needs. For more details please contact Steve Radespiel at 201-525-1100 ext. 12 or via email at sradespiel@icnj.com.

Purchasing Alliance

NJAAP Members, we are pleased to offer you an exclusive membership benefit!

Receive a 20% discount on your MDAdvantage medical malpractice insurance premiums simply by joining the AAP/NJ Purchasing Alliance!

Benefits of Membership in the AAP NJ Purchasing Alliance

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Discount Information

Depending on current insurance rates, most full-time Pediatricians would qualify for a MDAdvantage medical malpractice premium discount of at least $1,800 and up to $3,600 per year (available to part timers as well), with a majority of Pediatricians receiving a discount of $2,500.

This discount is in addition to other discounts applicable to your policy, such as Risk Management (including EMR – Electronic Medical Records, EPW – Electronic Prescription Writer), Part-time, and New Doctor discounts.

Who is Eligible?

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Qualifying Pediatric Specialities:

Pediatrics – No surgery
Pediatrics – Minor surgery
Pediatrics – Subspecialties*
(*Physicians who practice in other subspecialities as recognized by the American Board of Pediatrics and who are members of the Purchasing Alliance are also eligible for a 20% discount if their practice derives 90% or more from the treatment of children aged 21 and younger based on number of patient visits)

Please note that MDAdvantage’s underwriting guidelines will apply to all prospectives insureds and premiums will vary based on a number of underwriting factors. If MDAdvantage declines to offer a policy at this time, the Purchasing Alliance membership fee will be refunded.

How to Apply for the Discount?

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1) AAP NJ Membership: If you are not an AAP/NJ Chapter member, you must fill out and mail the AAP/NJ application along with a $165 check for chapter membership to the National AAP:

American Academy of Pediatrics
72103 Eagle Way
Chicago, IL 60678

Click here for Chapter Membership application form.

2) AAP NJ Purchasing Alliance Membership: Please fill out and mail the Purchasing Alliance membership application along with a $150 check for the Purchasing Alliance membership fee to:

AAP NJ Purchasing Alliance
3836 Quakerbridge Road, Suite 108
Hamilton, NJ 08619

Click here for the Purchasing Alliance membership application form.

Contact PPA’s own Geri Warick for more information

201-525-1100 (x18)

gwarick@icnj.com

full site: http://www.aapnj.org/showcontent.aspx?MenuID=997

Low price dosen’t always equal great value,

At PPA, we understand you want a “great deal” when purchasing your healthcare malpractice insurance. But, if you’re involved in a claim, not only are your career and reputation at stake, but your personal assets can be as well.

 

Healthcare is changing: costly regulatory mandates are changing the way you provide patient care; insurance reimbursement rates are decreasing, and overhead expenses are increasing. Of course, your first instinct is to reduce the costs of doing business, and because healthcare liability coverage is a significant expense, you may feel compelled to shop around for the lowest priced coverage. But, as set out below, there are many reasons why the lowest priced coverage may not be the best value, and therefore, may not be in your best interest.

 

When considering healthcare malpractice coverage, we encourage you to review price in the context of value. Your selection of company and coverage will have a big impact on whether you’re getting the best coverage for your money.

Because it’s your good name.

As a dentist, you likely already understand the importance of the stability and strength your malpractice insurance carries. That’s why Professional Protective Alliance is a proud broker of Medical Protective (MedPro).

We hope you never experience a lawsuit. Unfortunately, a typical dentist in the United States is sued, on average, once in his or her career (more or less depending on location). With this inevitability in mind, it is important to remember that claims defense is really the primary service you are purchasing with your premium dollars. You are placing confidence in the insurer’s promise to defend you, and pay for damages, should you be sued in the future. After all, settlement of a claim involves more than money; it can have a long-term negative effect on your reputation, your license, and your practice.

We choose MedPro because we know you work hard to build a good reputation.  Did you know many companies settle malpractice claims without your consent?  They use loopholes like the “Hammer” clause, board approval and binding arbitration, your availability, or even dub you are “unreasonable.”  It happens all the time.  This is just one reason MedPro is a trusted leader in the professional insurance field.  They will NOT compromise ANY claim without the consent of the insured.  Give Geri Warick a call today at 201-525-1100 ext. 18 or an e-mail at gwarick@icnj.com. Our clients have the benefit of our extensive experience in matching their needs with their resource allocation and preferences.